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Wonderful experience purchasing our new mattress. The professional team welcomed us right away and answered all our q...
Thanks Cindy McMillan for helping me purchase my new day bed with trundle and mattress. You made it so easy.

Financing and Layaway

You Can Afford It! Spiller Furniture & Mattress’ Lease to Own, In-Store Financing and Layaway

When you need that piece of home furniture or advanced mattress but can’t swing it right away, that’s where fair and simple furniture financing, lease to own or layaway at Spiller Furniture & Mattress come in. See, although we are very successful now selling top quality home furniture and state of the art mattresses, we remember what it’s like to struggle: job loss, divorce, medical bills, etc. That’s why our Alabama and Mississippi furniture retailers offer these three helpful ways to make your vision for your home’s rooms come true.

Spiller In-House Credit Application
When you visit any of our Spiller Furniture & Mattress stores you’ll quickly realize why our local friends keep coming back for their home’s decor needs. And like a good friend, we’re here to help you make any home furnishings purchase, including home office desks or entertainment centers, as smoothly as possible, thanks to our in-store furniture credit plan. That’s right: Spiller Furniture & Mattress approves our own furniture financing on a case-by-case basics with no banks or big finance companies complicating things. Once we receive your completed online credit application through the link in this paragraph, our knowledgeable and empathetic credit staff will seek to tailor a payment plan you can fulfill. Not only will you get fantastic home furniture but a raised credit score through paying on time, building yourself and your family a better financial future!

Lease-to-Own Furniture
If you prefer our easy furniture lease-to-own plan so at last you can get yourself that living room sectional or recliner, we’re on it. Just click the link in the preceding sentence, then click on the Spiller Furniture store location you’ll be working through.

Click on a location below to apply:


Furniture Layaway
To put that lovely queen bed or dining table on our generous furniture layaway plan, be prepared to pay out your bill in 3 months, that is, 90 days. We require 20% down. Layaway is a fantastic option when you’re just a little low on funds at the moment and you don’t need your purchase right away. If it can wait, so can we! Rest assured the furniture or mattress you want will be waiting for you when you’re ready. Stop by one of our stores for details!

At Spiller Furniture & Mattress past money woes aren’t an obstacle to getting wonderful home furnishings for less than the other guys. Stop by and find out how easy one of leasing, financing or layaway options is!